🇸🇬 Singapore CPF Calculator
Calculate CPF (Central Provident Fund) contributions across OA, SA, and MA accounts with age-based rates.
CPF rates vary by age bracket
Singapore CPF Calculator
Enter your details to calculate
Understanding CPF
Ordinary Account (OA)
For housing, education, approved investments, and insurance. Earns 2.5% p.a.
Special Account (SA)
For retirement needs and approved investments. Earns 4.0% p.a.
Medisave Account (MA)
For hospitalization, medical insurance, and approved treatments. Earns 4.0% p.a.
CPF Contribution Rates (2024)
| Age | Employee | Employer | Total |
|---|---|---|---|
| ≤ 55 | 20% | 17% | 37% |
| 55-60 | 15% | 14.5% | 29.5% |
| 60-65 | 9.5% | 10.5% | 20% |
| 65-70 | 6.5% | 8% | 14.5% |
| > 70 | 5% | 7.5% | 12.5% |
Monthly Ordinary Wage Ceiling: S$6,000 • Additional Wage Ceiling: S$102,000/year
Frequently Asked Questions
Who contributes to CPF?
All Singapore Citizens and Permanent Residents in employment must contribute to CPF. Foreigners do not contribute.
When can I withdraw my CPF?
You can withdraw savings from age 55, subject to meeting the Full Retirement Sum requirement. Monthly payouts start from your payout eligibility age.
What is CPF LIFE?
CPF LIFE is a national annuity scheme providing monthly payouts for life starting from your payout eligibility age.
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