Kenya Income Tax Calculator
Calculate Kenya PAYE income tax with progressive rates 10%-35%, personal relief KES 2,400/month, NSSF, NHIF, Affordable Housing Levy (1.5%), and insurance relief under KRA system.
Enter amounts in Kenyan Shillings
Monthly salary before deductions
Max KES 2,160/month (6% of pensionable pay)
2.75% of gross salary (replaced NHIF Oct 2024)
1.5% of gross salary (introduced 2023)
Kenya Income Tax Calculator
Enter your gross income and tax details to calculate your net salary.
Understanding Kenyan PAYE Tax
Progressive Tax
KRA uses 5 tax bands from 10% to 35% based on monthly taxable income.
Personal Relief
KES 2,400 monthly relief reduces your tax liability directly.
Housing Levy
1.5% affordable housing levy introduced in 2023.
2025 KRA PAYE Tax Bands
Monthly rates applied to taxable income.
Statutory Deductions
Mandatory monthly contributions.
- 6%NSSF Contribution6% of pensionable pay (max KES 2,160)
- SHIFSHIF Contribution2.75% of gross salary (replaced NHIF)
- 1.5%Housing LevyAffordable Housing Levy (2023)
Frequently Asked Questions
What is Personal Relief?
Personal relief is a monthly tax reduction of KES 2,400 (KES 28,800 annually) that every resident individual taxpayer receives to reduce their tax liability.
How is NSSF calculated?
NSSF is 6% of your pensionable earnings, with a maximum contribution of KES 2,160 per month (based on upper earnings limit of KES 36,000).
What is the Affordable Housing Levy?
The Housing Levy is a 1.5% deduction from gross salary introduced in 2023 to fund affordable housing construction. Employers also contribute 1.5%.
When is PAYE due?
Employers must remit PAYE to KRA by the 9th day of the following month. Late payment incurs penalties and interest.