🇿🇦 South Africa Income Tax Calculator
Calculate South African income tax (PAYE) with progressive rates 18%-45%, age-based tax rebates (primary, secondary, tertiary), medical aid tax credits, and retirement annuity deductions.
Annual gross income before deductions
Age determines tax rebates and thresholds
Monthly medical aid contribution for tax credits
Deductible up to 27.5% of income (max R350,000)
South Africa Income Tax Calculator
Enter your gross income and tax details to calculate your net salary.
Understanding South African Tax
Progressive Tax
SARS uses 7 tax brackets from 18% to 45% based on your taxable income level.
Age Rebates
Additional rebates for taxpayers 65+ reduce your tax liability significantly.
Medical Credits
Medical aid contributions qualify for monthly tax credits per member.
2024/25 SARS Tax Brackets
Progressive rates applied to taxable income.
Tax Rebates & Thresholds
Rebates reduce your tax liability directly.
- R17kPrimary RebateR17,235 for all taxpayers
- R9kSecondary Rebate (65+)Additional R9,444 for ages 65-74
- R3kTertiary Rebate (75+)Additional R3,145 for ages 75+
Frequently Asked Questions
What is the tax threshold in South Africa?
If you're under 65, you don't pay tax on income below R95,750. For ages 65-74, it's R148,217, and for 75+, it's R165,689. These thresholds are based on the rebates available to each age group.
How do medical tax credits work?
You receive a monthly tax credit of R364 for the main member, R246 for the first dependent, and R165 for additional dependents. These credits directly reduce your tax payable.
What retirement contributions are tax deductible?
You can deduct up to 27.5% of your taxable income or remuneration (whichever is higher), capped at R350,000 per year. This includes contributions to pension, provident, and retirement annuity funds.
When is the South African tax year?
The South African tax year runs from 1 March to the last day of February. SARS typically announces new tax tables in the February budget speech.